Where to Turn to for Affordable Mental Healthcare
Using therapy to treat your anxiety is a great way to solve the problem for good, especially if you combine it with a natural anxiety supplement to alleviate or diminish the symptoms while you go through the therapy.
However, finding a quality therapist to help you through this difficult stage in your life is easier said than done, especially if you’re operating on a tight budget (most of us are). Where can you turn to for help that won’t cause you to go bankrupt in the process?
To answer this very important question, we’ve compiled this special report and guide on how to find an affordable therapist who is professional and capable of helping you solve these challenging problems. You’re going to learn about government programs that have been established to help those in need of low cost therapy, as well as private options which receive less publicity. Read on to learn more about the numerous affordable therapy opportunities available to you!
Sliding Scale Solo Practitioners
There are numerous private therapists and other licensed practitioners who are happy to offer a sliding scale option to clients who do not have the financial means to afford their regular service fee. This can be a great way to find a low-cost mental healthcare provider.
Basically, a sliding scale is exactly what it sounds like – a fee scale that slides downward depending upon how much financial need you have. Each provider will have his or her own way of measuring this need, as well as their own lower and upper limits for their specific fee. However, it’s not unheard of to come across a provider who will meet with you for an hour for as low as $20 – you just have to look!
Speaking of which, the best website we’ve found to find therapists is on Psychology Today. Check that site out – it’s a great resource! Additionally, if you’re going the therapist route, make sure to read our guide on selecting the right therapist. It’s very important to be able to trust the credentials and professionalism of your chosen therapist!
Sliding Scale Therapy Clinics
In addition to solo therapists who provide sliding scale therapy services for sufferers of anxiety and other psychological ailments, there are also numerous clinics and therapy centers that are happy to provide this kind of fee structure and service. Additionally, these types of therapy centers are also more likely to offer Medicaid services to low-income individuals who qualify for the service. In addition to psychological services, they also provide psychiatric help at reduced or no additional fee – however, for obvious reasons, we recommend sticking with the therapy and only using medication if it is absolutely necessary. Otherwise, be sure to browse this site and look for a suitable supplement – it’s bound to have fewer side effects and dangers, especially when compared to benzodiazepines.
Free Therapy and Volunteer Websites
Sometimes, all you need is someone to talk to. Although we cannot personally vouch for any of these services, they do seem like a great opportunity to connect with others anonymously over the web so that you can discuss the events and circumstances surrounding your anxiety. Again, we cannot vouch for any of these websites, nor can we give you any kind of formal recommendation as to the quality of them. Nevertheless, they may be a great opportunity to truly reach out to a compassionate listener – all without having to spend a single penny of your hard-earned dollars.
If you do happen to make use one of these services (or another which we haven’t listed here), please let us know how it went in the comments section below – your advice will surely help other readers who come along later. Thanks for your help!
Utilize Government Programs
In the United States, programs such as Medicaid and Medicare provide some level of mental health coverage. However, whether or not these programs are accepted by the therapist in question is another matter entirely. In my personal experience, Medicaid did not provide the level of service which I felt was needed.
The problem with these programs is that many providers will not accept them as compensation due to the bureaucracy and gauntlet of paperwork that they are required to sort through in order to process a claim. As such, the vast majority of solo practitioners are unlikely to accept most forms of government aid, although some therapy centers will accept them.
Ultimately, your best bet – assuming you live in the United States (readers from elsewhere will have different programs available to them – for instance, in the UK, the NHS provides some level of mental health support) – is to make use of the Affordable Care Act insurance marketplaces. Be sure to check the HealthCare.Gov website for more information about the open enrollment period and to learn more about the subsidized insurance options available to you.
It’s the opinion of this site that the subsidized insurance plans are a better option for those individuals seeking mental health coverage due to the legal requirements and generally better selection provided by them. While insurance – even government-mandated, free insurance – costs money, the monthly fees (known as premiums) are completely dependent upon your income. If you don’t make much money, you won’t have to pay very much at all for your monthly premium.
With insurance, make sure that you read the fine print so you know for certain that a particular program will provide coverage for long-term mental healthcare.
Other Free Therapy Options
In addition to the low-cost therapy options we’ve listed in this article, there are also alternatives such as religious programs and school mental healthcare opportunities. If you’re a member of a religious institution or educational system, be sure to check out the programs available to the community offered by these organizations.
What Have You Tried?
Have you tried an alternative that we haven’t listed here? Be sure to let us know in the comments below – we’d love to hear about your experience and see if it worked for you. Leave a comment below and help out fellow readers just like you!